Short-term Instalment Loans For You - Get A Flexible Repayment Loan Direct Into Your Bank Account Today

We offer loans of £150 to £1000 repayable over 4 or 6 months

Representative 1314% APR

See Representative Example
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Representative Example

Loan amount £200 repayable over 4 months. Total amount repayable £332.00 in 4 payments of £83.00. Interest 292% pa (fixed).
REPRESENTATIVE 1314% APR.

Missed payment fee of £5 added to your account the day after the repayment date. Up to 3 missed payment fees may be applied. Late interest charged at 0.8% per day. Interest will continue to be charged up to a maximum of 60 days from your final scheduled repayment date, subject to the rate cap. The above example is illustrative and assumes the first repayment is made 30 days after the credit is provided.


Read more about our Rates & Charges

Choose Your Loan Amount

How much would you like to borrow?*

How long do you want it for?

When do you get paid?

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*New customers can apply for a maximum of £600

About CASH4UNOW.CO.UK


We Are A Direct Lender

As an independent direct lender we can process applications, complete our responsible lending and credit checks, authorise your payday instalment loan and deposit cash into your bank account efficiently and quickly. Our UK-based customer support team can assist you on all aspects related to your instalment loan.

Flexible Repayment Terms

Want a Payday Loan but need more than a month to cover the cost? Apply for one of our Payday Instalment loans and choose to pay back your loan over 4 or 6 months. This means you don't have to worry about repaying a large lump sum all in one go, helping you to manage your finances more efficiently. So for a Short Term loan, make us your first choice.

Get A Quick Decision

We understand that our customers lead busy lives, so the ease of an online process can be just what you need. Our online service will give you a decision in principle in less than 15 minutes So, click on Apply Now and apply for the loan you need with the flexibility you want (Representative 1314% APR). If you would like to discuss the application process please call 0113 887 3434, or view our FAQs page.

Responsible Short-Term Lending

With our commitment to being a responsible payday instalment lender we embed Treating Customers Fairly in everything we do and we are a member of the Consumer Credit Trade Association. We offer fee-free early repayment and are transparent and up-front about our charges.

Payday Instalment Loans - What Our Customers Say



  •  Very easy to apply and quick to reply. Not a million forms to fill in or paper work to be sent in. Just fill in application honestly sign and they do the rest. Will definitely be using these again.  

    - Mr C Moy

  •  Very helpful and informative.  

    - Mr M Taylor

  •  Excellent communication throughout. Quick decision and transfer of funds in the first instance. Was a very helpful solution for me to see us through a period of cash flow issues. Thanks.  

    - Mr D Brown

  •  I was really impressed with your customer services and with all staff who spoke to me during the processing procedures. Please would you pass this on to everybody concerned.  

    - Mrs M Turner

  •  Thank you for displaying an extremely professional service. Your staff have been most helpful. Kindest regards.  

    - Ms T Hill

When a Payday Instalment Loan Makes Sense For You Once In A While


Problems don't always come along one at a time so it's easy to end up short of cash once in a while. A Payday Instalment loan from CASH4UNOW.CO.UK is a quick and easy way to deal with a sudden emergency, a large bill you weren't expecting, or a cash injection for a necessity that can't wait. The option to repay over 4 or 6 months, together with our great rates, thorough checking and your honesty and accuracy when making an application will all help to make repayments manageable and sustainable.